At a glance
| What they call it | Home Equity Investment |
|---|---|
| How you repay | Share of your home's appreciation (share not published) |
| Cash available | $50K to $600K |
| Max share of home value | Not published |
| Equity you must keep | 30% after funding |
| Fee | Origination fee, minimum $1,500 |
| Cost cap | Yes, level not published |
| Term | Up to 30 years |
| Minimum credit score | 500 |
| Shares losses if value falls | Yes |
How Splitero's agreement works
Splitero offers $50,000 to $600,000 in exchange for a share of your home's future appreciation.
It shares depreciation too, and an annual cap limits costs in a fast market, though Splitero doesn't publish the share percentage or the cap level.
You need at least 30% equity. Credit scores from 500 are accepted, and the term runs up to 30 years.
Fees include an origination fee with a $1,500 minimum, plus escrow, title, appraisal, and closing costs.
What Splitero costs
Splitero doesn't publish its share percentage or cap level, so we can't estimate its cost from public information.
If you have an offer, enter its terms in the HEI Calculator's terms editor to compare it on the same basis as every other provider, or send it to us for a free review.
Pros and cons
Pros
- Up to 30 years to settle
- Accepts credit scores from 500
- Shares depreciation
- Has an annual cost cap
Cons
- Share percentage and cap level aren't published
- $50,000 minimum
Who Splitero fits
Worth a look if: You want a long-term agreement and are ready to get a quote to compare it properly.
Look elsewhere if: You want to compare costs before talking to anyone, since the key terms aren't public.
Compare Splitero
Because Splitero's pricing isn't public, we don't publish head-to-heads for it. See how it stacks up on published terms in the side-by-side table.
Sources
Terms verified September 23, 2026. Full terms and sources for every provider: HEI Calculator provider terms.
Considering Splitero?
Run your own home and assumptions through Splitero and every other provider, or send us your offer for a free second opinion.
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